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World Review of Entrepreneurship, Management and Sustainable Development

World Review of Entrepreneurship, Management and Sustainable Development (WREMSD)

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World Review of Entrepreneurship, Management and Sustainable Development (One paper in press)

Special Issue on: KTECH 2025 OA Entrepreneurial Futures in the Digital Age Research at the Intersection of Technology, Education, and Economy

  •   Free full-text access Open AccessValidating a comprehensive financial literacy questionnaire for Kuwaiti Youth: a factor analysis study
    ( Free Full-text Access ) CC-BY-NC-ND
    by Taiba Alhumaidhi, Faisal AlReshaid, Kenda Alzayed 
    Abstract: This study aims to validate a questionnaire designed to measure financial literacy among youth in Kuwait. The instrument was developed using items sourced from various existing tools and tailored to the Kuwaiti context, with a focus on youth aged 1825. The questionnaire was initially divided into seven domains, covering different aspects of financial literacy, including budgeting, savings, investments, debt management, financial planning, risk awareness and digital financial tools. A sample of 1064 participants completed the questionnaire. Exploratory factor analysis (PCA) and Confirmatory Factor Analysis (CFA) were employed to evaluate the structure, reliability and validity of the instrument. The results of the CFA confirmed that financial literacy can be grouped into four distinct domains: Consuming Behaviour (CB), Information Literacy (IL), Financial Practices (FP) and Investment Behaviour (IB). These four domains emerged as the most reliable and validated constructs for measuring financial literacy among youth in Kuwait. The study successfully developed and validated a comprehensive tool for assessing financial literacy among Kuwaiti Youth. The confirmed domains provide a robust framework for future research and policy development aimed at enhancing financial literacy education and interventions in Kuwait.
    Keywords: financial literacy; Kuwaiti Youth; questionnaire validation; factor analysis; financial behaviour.
    DOI: 10.1504/WREMSD.2025.10072750
     

 

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