Biases and debiasing in bank lending decisions to nascent entrepreneurs - an experimental study
by Jutta Wollersheim; Christoph Döbrich; Matthias Spörrle; Isabell M. Welpe
International Journal of Entrepreneurship and Small Business (IJESB), Vol. 20, No. 4, 2013

Abstract: This paper is the first to explore the impact of banking professionals' and entrepreneurs' gender and debiasing interventions on bank lending decisions to nascent entrepreneurs. By means of a 2 × 2 × 2 between-participants questionnaire experiment (N = 168), we examined the potential effects of the banking professional's gender, the entrepreneur's gender, and a debiasing intervention that is widely, if implicitly, used in organisations on the outcome of the credit approval process. We observed a significant gender by gender by debiasing three-way interaction indicating that male banking professionals were neither influenced in their judgement by the entrepreneur's gender, nor by the presence of debiasing, whereas female participants, under the condition of debiasing, favoured male and significantly disadvantaged female entrepreneurs.

Online publication date: Wed, 30-Apr-2014

The full text of this article is only available to individual subscribers or to users at subscribing institutions.

 
Existing subscribers:
Go to Inderscience Online Journals to access the Full Text of this article.

Pay per view:
If you are not a subscriber and you just want to read the full contents of this article, buy online access here.

Complimentary Subscribers, Editors or Members of the Editorial Board of the International Journal of Entrepreneurship and Small Business (IJESB):
Login with your Inderscience username and password:

Username:        Password:          Forgotten your password?

Want to subscribe?
A subscription gives you complete access to all articles in the current issue, as well as to all articles in the previous three years (where applicable). See our Orders page to subscribe.

If you still need assistance, please email subs@inderscience.com