Title: Literature review of online peer-to-peer (P2P) lending: current status, developments and future directions

Authors: Yolli Eka Putri; Sudarso Kaderi Wiryono; Yunieta Anny Nainggolan

Addresses: School of Business and Management – Institut Teknologi Bandung, Jl. Ganesha No. 10 Bandung, 40132, Indonesia ' School of Business and Management – Institut Teknologi Bandung, Jl. Ganesha No. 10 Bandung, 40132, Indonesia ' School of Business and Management – Institut Teknologi Bandung, Jl. Ganesha No. 10 Bandung, 40132, Indonesia

Abstract: Online peer-to-peer lending has been promoted as a potential solution for individuals lacking a bank account to be eligible for a loan. The number of peer-to-peer (P2P) lending platforms has been increasing yet, in most cases, regulators have issued licenses without strict guidelines as to the type of online financial institution that can be registered under P2P lending regulations. At present, no literature review paper which specifically explores online P2P lending that published in peer-reviewed journals has existed. This research use bibliometrics analysis, content analysis, word frequency and trend of keyword analysis to divide 141 publications in P2P lending into seven themes and 25 subthemes and to find the future research agenda; they are default predictions, auction process, regulation, integration, and specific country-related issues.

Keywords: peer-to-peer lending; literature review; default prediction; auction process; word frequency analysis.

DOI: 10.1504/IJTGM.2022.121447

International Journal of Trade and Global Markets, 2022 Vol.15 No.2, pp.217 - 240

Received: 07 Jan 2020
Accepted: 07 Sep 2020
Published online: 14 Mar 2022 *

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