Title: Innovative model of real estate financing based on internet of things thinking

Authors: Shihan Zhang

Addresses: College of Economics, Tianjin Normal University, Tianjin 300387, Tianjin, China

Abstract: This paper studied the model innovation of real estate financing and proposed the financing model of the internet of things platform. From the five aspects of financing cost, financing efficiency, financing information transparency, financing risk-taking level and enterprise evaluation, the experimental study was carried out on the internet of things platform financing model and the traditional real estate financing model. The research showed that the financing model of the internet of things platform could improve the financing efficiency and reduce the level of financing risk.

Keywords: IoT thinking; real estate financing; financing model innovation; traditional real estate financing model; IoT platform financing model.

DOI: 10.1504/IJBIDM.2024.139393

International Journal of Business Intelligence and Data Mining, 2024 Vol.25 No.1, pp.18 - 33

Received: 22 Sep 2022
Accepted: 05 Jan 2023
Published online: 02 Jul 2024 *

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