Forthcoming and Online First Articles

International Journal of Migration and Residential Mobility

International Journal of Migration and Residential Mobility (IJMRM)

Forthcoming articles have been peer-reviewed and accepted for publication but are pending final changes, are not yet published and may not appear here in their final order of publication until they are assigned to issues. Therefore, the content conforms to our standards but the presentation (e.g. typesetting and proof-reading) is not necessarily up to the Inderscience standard. Additionally, titles, authors, abstracts and keywords may change before publication. Articles will not be published until the final proofs are validated by their authors.

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International Journal of Migration and Residential Mobility (One paper in press)

Regular Issues

  • Migrants and exclusion from formal financial services: Zimbabwean migrants in South Africa, agency and alternative financial services   Order a copy of this article
    by Vusi Thebe, Beverley Chauke 
    Abstract: This article builds on literature on migrants and barriers to formal financial services, through an exploration of Zimbabwean migrants in South Africa. We categorised Zimbabwean migrants as economic migrants, with needs for financial services, who were however, excluded by their circumstances. Migrants faced barriers related to documentation, language and high transactions costs. This left them financially excluded, and thus, sought alternatives to fulfil their migration intentions. We argue that the recourse to informal financial services was a display of their agency after encountering inhibitions. The search for alternatives took the form of familiar practices in migrant labour societies, which had a long history, dating to the early development of capitalism in the region. We conclude that migrants as members of society with prior experiences and knowledge, would often fell back on familiar practices when faced with a threat to their migration objectives.
    Keywords: alternative financial services; financial exclusion; formal financial services; migrants; South Africa; Zimbabwe.

 

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