Analysis of mobile pre-payment (pay in advance) and post-payment (pay later) services Online publication date: Thu, 01-Sep-2016
by Francisco-Jose Molina-Castillo; Alicia Rodriguez-Guirao; Carolina Lopez-Nicolas; Harry Bouwman
International Journal of Mobile Communications (IJMC), Vol. 14, No. 5, 2016
Abstract: The diffusion of mobile payments (M-payments) is still in its early stages and further research is needed to understand what motivates or restricts people's behaviour when using mobile services. Based on a sample of Dutch mobile service users, this study analyses the antecedents of two types of M-payments, those that take place before a product is acquired (pre-payment services) and those that take place at the same time or immediately after the product is acquired (post-payment services). We identified a number of reasons why mobile services have not yet found a place in people's daily routines and provide recommendations for the development of future M-payments.
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